Health & Fitness
"Smishing"... A New ID Theft Scam
"Smishing"... Have you heard of the new way ID thiefs are using to steal your identification?
Last week we discussed a few tips to consider that will make you a safer driver. Click here to see the post. One reader commented about the danger of using your phone while driving. Click here for my thoughts on cell phones and driving.
Today I want to bring up something that caught my attention recently, "Smishing."
Have you been “smished” lately? Have you heard of "smishing"?
Identity theft expert and consultant Robert Siciliano says to be on the alert for text messages with links — they could be an ID theft scam known as smishing.
Similar to phishing (which involves email), smishing uses cell phone text messages to deliver bait that’s intended to get you to divulge personal information. Smishing may involve winning a prize or a message that contains something that requires your immediate attention — the link tells you to “click here.” If you click on the infected link, it downloads malware that allows the bad guys to gain control of your device remotely. They can then use your phone from anywhere in the world to access your banking information, credit card data and the like.
What to do
If you receive a text message that asks for sensitive information:
Find out what's happening in Gig Harborwith free, real-time updates from Patch.
- Do not reply to the message.
- Do not click on any of the links that may be embedded in the message.
- Contact your carrier’s privacy or fraud team. If their company name or brand is used in efforts to fraudulently obtain personal information, they may choose to pursue legal action.
- Contact your bank or financial institution to be sure your accounts have not been compromised.
Visit the FTC Identity Theft website to learn more about how to minimize damage from identity theft. If you believe that you have been a victim of a smishing scam, you can file an online complaint with the Federal Trade Commission’s Complaint Assistant.
Bottom line: Avoid clicking
Find out what's happening in Gig Harborwith free, real-time updates from Patch.
Save someone from getting smished
As technology provides new ways to expose and defend against familiar scams, clever con artists devise new ones. We’ll continue to keep you informed and ask that you share this with loved ones and friends — smish be gone, forward this on!
The bitterness of poor coverage lingers long after the sweet price is forgotten.
Joe Urvina is an insurance agent located in Gig Harbor, WA.
www.facebook.com/UrvinaInsurance
Joe@UrvinaInsurance.com
Twitter - @UrvinaInsurance
(253) 858-5881
